Oddly enough when I listen to Spotify’s Deep Focus playlist, I am able to focus. Does that happen to you, too? I know it’s weird to pin focus on a playlist, but it works, for me at least.
If you’re looking to study in Germany, you may have already gone through the embassy’s website and took note of the requirements.
If not yet, simply Google German Embassy in (state the name of your country of residence). Go to Services, and then Visa Information. Once you’re in the Visa Information page, click on National Visa/Long Term Stay in Germany. This simply means that you are expressing intent to stay in the country for more than 90 days. Do take time to read through the reminders from the embassy in this page as well. There will be a list of types of Long Term Visas you may choose from, but go ahead and look for Student Visa (if you already have your acceptance letter from the University), or Study Applicant’s Visa (if you are still waiting for decisions from the universities you have applied to).
Here you will find a list of your requirements, do note that this may vary from one country to another. But essentially, you will be asked what is expected.
There are requirements you may already have, and there are requirements you will need to prepare for. I tend to organize my requirements by importance, and processing time I will need to acquire it, and then I work my way from there.
Based on the list, I have identified 2 things that are both highly important and will be time consuming for me to acquire. 1 – letter of acceptance, and 2 – proof of finance.
We’ll save the university application and other things on a different post. For now, let’s talk about the Proof of Finance. If you are a scholar, or if you have a sponsor, lucky you! You can mark this requirement as easy peasy. But for us (my pips) who require a Blocked Account, the process is a bit more… involved. 🙂
Blocked Account. I know right? What is this? why do I keep hearing about this?
Blocked Account is essentially a bank account. You will need to deposit a standard amount to it as required by the German Embassy, 720 euros for 12 months = 8640 euros. Once this account has been successfully established, you will be then issued a letter stating that you have a blocked account with a certain bank and with a certain amount of money.
Achtung! Complying with this requirement does not automatically give you a visa, this is just a requirement. Whether or not you will be given a visa is up to the proper authorities.
This is my second time to apply for a long term visa in Germany. My first was some three years ago, and I went with a “Study Applicant Visa” as I did not have results from any of the university I applied to at the time of my visa application. With this, I only needed a proof that I can cover my expenses for 3 months (the validity of a Study Applicant Visa). During this time too, I had no full intentions of staying in Germany yet. I just wanted to see what it was like to live and study there. Also, I had a formal obligation letter (Verpflichtungserklärung) during this application, which meant that I did not have to get a blocked account. But I still had my own money, enough for 6 months.
I’m glad though that this time around, I found the Blocked Account application easier, or more approachable – student friendly, if I may. Although I did not get a blocked account during my first stay, I did read the process. I remember only having the option to go for Deutsche Bank here in Singapore, and I read somewhere that the application process alone takes at least 2 weeks, and you will have to do some declaration about who will be financing your account.
But now, students have newer, more efficient options! The German embassy website in Singapore has recommended alternatives other than D-Bank, link is as follows:
Of the 4 that were mentioned, I personally chose Fintiba, and I have to say, I do not regret my decision at all! At first I was skeptical, naturally. We are talking about hard earned money here. But after going through with some of the reviews, and the like, I decided to go ahead and try. The process was easy enough, their website even has a timeline of the actions you have taken for your own reference. I’m confident that the application process is efficient and safe across the list provided in the website. But what I truly appreciate about Fintiba is their Support Team! I have had a few changes for my Fintiba account, and all my concerns were answered within 2-3 business days!
So anyway, I hope this helps with your quest to look for a reliable Blocked Account partner/bank. If you have opted for a different bank, share with me your experience! I’d love to hear feedbanks! And maybe I can come up with a comparison table across the 4 banks listed.
Have a great week ahead!
PS, this post is not sponsored, and I am in no way affiliated with Fintiba. I just think that a good service deserves a shoutout.